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Man signing a payday loan contract
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Should I Get a Payday Loan? Beware the High Cost of Short-Term Loans

Unexpected costs are a fact of life. Accruing debt to payday lenders doesn’t have to be. It seems to be a reasonable solution, at least on the surface. You’ve got a chunk of money due right now and a paycheck coming your way in the next…
Woman shopping
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A Summer Spending Freeze: One Person’s Plan to Tackle the Challenge

  Recently Marlena H. embarked on a self-imposed, one-month “personal spending freeze,” announcing her intentions on social media and inviting other to join. Intrigued by what inspired her to take on such a challenge, SafetyNet™…
10 Money Saving Tips for College Kids Infographic
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10 Money Saving Tips for College Kids

1) Save on laptops and software Check for sales and student discounts before buying a computer or software. Labor Day and Black Friday are good times to get deep discounts on electronics. Many companies offer reduced prices to students, and…
Top 10 most dangerous jobs infographic
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Top 10 Most Dangerous Jobs

According to the Bureau of Labor Statistics, these are the most dangerous industries in America. There were a total of 5,190 fatal work injuries recorded in the United States in 2016, a 7% increase from 2015, according to the U.S. Bureau…
Designer buying layoff insurance online
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Is layoff insurance right for you?

Originally Published on on Aug. 24, 2018   MADISON (WKOW) -- When you think of insurance, a couple come to mind: car insurance, health insurance or life insurance. However, there's a newer type of insurance making its…
Bartender smiling
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What to Look for When Shopping for Short-term Disability Insurance

Financial shocks come in many forms:  a crippling car repair, divorce, a surprising tax bill, legal proceedings and, of course, unexpected layoffs. However, one of the most unfortunate—and often overlooked—financial setbacks comes in the…
Couple cooking together - rising cost of food
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Why Your Food is Costing More—And What to Do About It

It’s not your imagination. If you think your food costs have been rising over the past few years, you are right—and not just because you may be leaning a bit too hard on the convenience of eating out. Over the past 20 years, food prices…
Family playing at beach
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Why SC Residents Are Buying Layoff Insurance

Originally Published by The Greenville News on Aug. 10, 2018 By Anna B. Mitchell "SafetyNet" has spread to nine states this year, and its creators want to expand to all 50 An insurance product newly arrived to South Carolina is tapping…
Woman and daughter learning
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Can You Afford to Be a Stay-At-Home Parent

If you’re like most parents of young children, you have probably given some thought to the idea of packing up your office to become a stay-at-home parent. After all, for middle-income American families, child care and education is second only…
pets and money, man pets dog
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Money and Pets: Q&A with Access Veterinary Care

Last year, Gregory Frahm-Gilles and his colleagues founded Minneapolis-based Access Veterinary Care to provide “exceptional veterinary care that is approachable, affordable and accessible.” We asked them how all pet owners can take the best care of their pets within their financial constraints.
Unemployed man

What Is Private Unemployment Insurance and Why Do You Need It?

Imagine for a moment you get the dreaded news: you’ve been laid off. What goes through your mind first? How long can you go without an income before you can no longer make that car payment? Will your state-sponsored unemployment insurance…
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The Positive Power of Compound Interest

Often when you think about compound interest, it is in the context of debt, say, a credit card’s annual percentage yield (APY) and the real cost of that loan over time. But compounding is not something that only financial institutions…
Consumer spending infographic

Where Does All That Money Go? Infographic of Consumer Spending

Data from the Consumer Expenditure Surveys (CE) measure how consumers allocate their spending among the various areas of their lives. Not surprisingly, housing is the number one expenditure, followed by transportation. Here is where consumers…
SafetyNet insurance team
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SafetyNet Expands in Four More States

Originally published in Insurance Business America on July 19, 2018 By Lyle Adriano Insurance program SafetyNet has plans to launch in four new states. The insurance provider said in a release that it will extend its program to the…