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Learn to Be Innovative with Your Money

Innovation with personal finances

For businesses, innovation helps a brand or products stand out, which in turn drives down competition and propels revenue. But thanks to evolving laws, a flood of new apps and a modern economy, innovation isn’t just for startups, Fortune 500 companies or the Steve Jobs of the world. Being innovative with your money can give […]

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A gamble or good bet? Company bringing job-loss insurance back to Colorado

Originally published by The Denver Post on March 8, 2019. By: Aldo Svaldi Worried your job might be on the brink? A Wisconsin insurer is providing policies in Colorado that will provide a lump sum payout above and beyond traditional unemployment insurance coverage. “People are living paycheck to paycheck. That is why we created SafetyNet,” […]

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6 Tips for Saving Money on Health Care Expenses

Health care savings tips

There’s deliberate rationale behind the fact that Americans are paying more and more out-of-pocket costs for their health care. With high-deductible health plans, insurers and employers are asking consumers to share in the cost of their own medical care. They believe consumers will make more informed (and conservative) decisions about what medications and procedures they […]

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Crazy Job Interview Questions: Why Employers Ask Them and How to Prepare

Man asking crazy job interview questions

If you have been though several job interviews already, you’ve probably heard the same—or very similar— interview questions many times over. You may even be at the stage where you can predict and prepare for the most common job interview questions they’ll throw your way: “What makes you qualified for this job?” “What are your […]

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Let Your Library Save You Money

Young people saving money in library

If you think books are the only thing in public libraries, it’s time you visit your own. Far from the stereotypical impression of cavernous spaces filled with rows of dusty books, public libraries are dynamic, community spaces filled with nearly limitless, free information. What’s more, they are curated by librarians eager to help you access […]

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The Surprising Link Between Confidence and Money

woman with financial confidence

New research shows many people feel unsure about their financial knowledge—even when their knowhow isn’t all that bad.  Whether asked about financial planning and budgeting or investments in the macro-economy, for example, a 2017 Canadian study found people felt least confident about things like investments, borrowing, risks and the financial landscape. Lack of financial confidence […]

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The Financial Pitfalls of Subscription Model Services

Man checking subscription model services on phone

Quick! Name all the subscription-based services you are currently signed up for. Netflix or Hulu? Amazon Prime? How about software or online storage services like Microsoft, Dropbox or Google Cloud? Are you paying an annual fee to access the New York Times or Consumer Reports? What about music streaming apps like Pandora or Spotify? If you’re like […]

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20 Ways to Romance Your Sweetheart without Breaking the Bank

20 Cheap Date Ideas Infographic

These 20 cheap date ideas will help you have loads of fun without breaking the bank! These ideas are free or less than $15. Waltz Down Memory Lane Get out your photobooks from your honeymoon, your wedding or even before you were together to share memories and stories. Go to the Library Grab a book […]

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How to Write a Promissory Note for a Friendly Loan

Promissory note for a friendly loan

No one feels good about asking a friend or family member for a loan. Whether due to poor planning, bad luck or some combination of the two, finding yourself in financial trouble feels bad enough. Having to reveal your problems to a loved one, ask that they reach into their own wallets and then trust […]

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Money Scripts: Negotiate Your Internet, Cable & Phone Bills

Woman negotiating bills

Unhappy with your internet and cable providers? Join the club. Earlier this year, Consumer Reports surveyed more than 176,000 of its members and learned that telecom customers—paying a median of $186 per month for TV, internet and home phone services—weren’t too happy about their service. But the survey also uncovered some good news. Of the […]