Financial shocks come in many forms: a crippling car repair, divorce, a surprising tax bill, legal proceedings and, of course, unexpected layoffs. However, one of the most unfortunate—and often overlooked—financial setbacks comes in the form of injury or illness that result in the loss of wages for weeks, months…or even longer. While you might not […]
Whether you’re between jobs, experiencing other financial hardship, or just have more medical bills than your emergency fund can provide for, you should know medical providers are very likely to be able to offer you a discount or even entirely waive your costs. The fact is, according to a Kaiser / New York Times survey, […]
Health Savings Accounts (HSAs) are a means of helping Americans save for future healthcare and medical expenses. The incentive for doing so is the money you save on costs you will have to pay anyway. First created in 2003, an estimated $42.7 billion is held in over 21 million HSA accounts less than 15 years later. If […]
You may not be surprised to hear that the most common complaint movement expert and physical therapist Theresa Larson hears from office workers is pain in the low back and neck. Walk into any office and you’ll find plenty of people hunched over a keyboard slouching toward a screen. What may come as a surprise, […]
If you’ve lost your job due to a new disability, you may feel isolated and on your own. The fact is, however, 26% of respondents to a recent SafetyNet™ survey have been unable to bring in an income due to job loss, illness or disability over the last 5 years. It may seem surprising, but […]
It’s not something most of us think about on a daily basis, but injury and illness prevent millions of Americans from earning an income each year. In fact, according to the Social Security Administration (SSA) a little more than 1 in 4 of today’s 20-year-olds will become disabled before reaching retirement. While Social Security benefits […]
When you think of on-the-job injuries, some trades probably come to mind: construction, manufacturing, nursing, trucking. The fact is, the risk of work-related injury and illness span every industry, and their consequences are expensive and complex. In 2015, U.S. employers reported 104 cases of nonfatal occupational illness or injury per every 10,000 full-time employees, many […]
It’s that time of year: The holidays are over. The kids are back in school. Work is churning up new projects. Like it or not, those photos of beach sunsets you snapped just a few weeks ago are now relegated to your screensaver. Coming off of the holiday highs, January can be a hard time […]
CUMIS Insurance Society, Inc.
