Entries by Vreni Pigorsch

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6 Tips for Saving Money on Health Care Expenses

There’s deliberate rationale behind the fact that Americans are paying more and more out-of-pocket costs for their health care. With high-deductible health plans, insurers and employers are asking consumers to share in the cost of their own medical care. They believe consumers will make more informed (and conservative) decisions about what medications and procedures they […]

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The Financial Pitfalls of Subscription Model Services

Quick! Name all the subscription-based services you are currently signed up for. Netflix or Hulu? Amazon Prime? How about software or online storage services like Microsoft, Dropbox or Google Cloud? Are you paying an annual fee to access the New York Times or Consumer Reports? What about music streaming apps like Pandora or Spotify? If you’re like […]

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5 Cheap Activities Proven to Help You Avoid the Winter Blues

No matter where you live in the northern hemisphere, the onset of winter means shorter days and far away dreams of summer vacations. For those who live above the 40th parallel, ice storms and slow-to-melt springs can wear on even the most devout of winter enthusiasts. There’s no doubt that a couple weeklong beach vacations […]

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Why We Spend: The Psychology of Spending Money

It’s likely no surprise that money is a leading cause of stress among most Americans. Financial decisions—whether making purchases, paying down debt or building up savings—require willpower, good judgment and discipline. Why is it, however, that even when people aren’t in the midst of a financial crisis or vicious cycle of debt, making ends meet […]