The best free budgeting tools to help you easily get your finances under control.

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SafetyNet Now Connects You to Free Financial Resources

Free Financial Resources & Tools

We can’t change the way the world works. Emergencies will always occur. Bad things will always happen to good people. But we can change the way that the world helps everyday, hardworking people get through tough times. Our mission at SafetyNet™ is to improve the financial well-being of millions of hard-working Americans by developing innovative […]

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Safety Net or Crystal Ball? Predict your Future with a Financial Statement

Personal Financial Statement

So many big life changes depend upon our finances. Deciding when it’s the best time to, say, switch careers or start a new business, take off and travel the world or even retire would be so much simpler if we could see the financial implications of our decisions. While big changes almost always feel risky—that’s […]

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How to Make a Budget with our Free Excel Budgeting Template

How to Make a Budget with our free budgeting Excel template

Watch this video to learn how to use our free budgeting template (a beautifully designed Excel spreadsheet) to manage your bills and monthly budget. Our spreadsheet is easy to use with self-adding columns and monthly bills sorted into handy columns. Watch to learn more.

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5 Steps to Save Successfully During America Saves Week 2017

America Saves Week 2017

By Tammy G. Bruzon, America Saves America Saves Week is coming up on Feb. 27 – March 4, 2017. This is an annual opportunity for people to assess their savings and take action to improve their financial health. We encourage savers to save even more to reach their goals faster. For people who are living paycheck […]

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Free Budgeting Excel Template

How SafetyNet Insurance Works: A new kind of unemployment insurance

Download our free monthly budget spreadsheet to get your personal finances in order. This Excel spreadsheet is self-adding, customizable and beautifully designed to make budgeting fun and easy! Budgeting doesn’t have to be painful.