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Learn to Be Innovative with Your Money

Innovation with personal finances

For businesses, innovation helps a brand or products stand out, which in turn drives down competition and propels revenue. But thanks to evolving laws, a flood of new apps and a modern economy, innovation isn’t just for startups, Fortune 500 companies or the Steve Jobs of the world. Being innovative with your money can give […]

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How to Write a Promissory Note for a Friendly Loan

Promissory note for a friendly loan

No one feels good about asking a friend or family member for a loan. Whether due to poor planning, bad luck or some combination of the two, finding yourself in financial trouble feels bad enough. Having to reveal your problems to a loved one, ask that they reach into their own wallets and then trust […]

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Affordable Home Ownership Resources with Realtor Ann Rachein

Couple buying home

As one of the top real estate agents in her area, Wisconsin realtor Ann Raschein volunteers her time in home ownership education. Serving on the board of both Habitat for Humanity of Dane County and the Homebuyers Roundtable of Dane County, she is committed to giving all families the opportunity to join a community as […]

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Should I Get a Payday Loan? Beware the High Cost of Short-Term Loans

Man signing a payday loan contract

Unexpected costs are a fact of life. Accruing debt to payday lenders doesn’t have to be. It seems to be a reasonable solution, at least on the surface. You’ve got a chunk of money due right now and a paycheck coming your way in the next couple of weeks. What’s the harm in borrowing that […]

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How to Lend Money without Ruining Your Relationship: 6 Questions to Ask Yourself

Lend money to friends and family

While the labor force continues to grow, Bankrate’s most recent Financial Security Index survey reveals that the savings rate Americans continues to trend downward. In January, only 39% of people surveyed said they had enough in their savings account to cover an unplanned expense of $1,000 (this was especially true for those making less than […]