How to be prepared when financial disaster strikes.

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The Gift of Insurance: Financial Peace-of-Mind Wrapped in a Bow

Blue packages: Gift SafetyNet job loss insurance

If you’ve got loved ones out in the working world, consider forgoing the gift cards, fancy phones, and high-tech appliances this holiday season. Instead, give them something you won’t find in any store: financial peace-of-mind. SafetyNet® job loss insurance provides just that. Created for workers with a less-than-hefty savings account, it’s an inexpensive solution to […]

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Should I Get a Payday Loan? Beware the High Cost of Short-Term Loans

Man signing a payday loan contract

Unexpected costs are a fact of life. Accruing debt to payday lenders doesn’t have to be. It seems to be a reasonable solution, at least on the surface. You’ve got a chunk of money due right now and a paycheck coming your way in the next couple of weeks. What’s the harm in borrowing that […]

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Money and Pets: Q&A with Access Veterinary Care

pets and money, man pets dog

Last year, Gregory Frahm-Gilles and his colleagues founded Minneapolis-based Access Veterinary Care to provide “exceptional veterinary care that is approachable, affordable and accessible.” We asked them how all pet owners can take the best care of their pets within their financial constraints.

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Financial Literacy Month: It’s Not Just Money, It’s Your Life

Imagine your spouse of 30 years dies suddenly of a heart attack, and amid your fog of grief, you don’t realize you haven’t paid your power bill for three months. The power company is threatening to shut your lights off, and you don’t have the money because you drained your savings account to pay for […]

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16 Reasons You Need an Emergency Fund

16 Reasons You Need an Emergency Fund

1. Job Loss Whether you are unexpectedly laid off or fired, or you have to leave a job for personal reasons, living without a paycheck is extremely stressful. You need a stash of cash to make ends meet between jobs. 2. Hours or Salary Cut Maybe you still have a job, but your salary or […]

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Life with a SafetyNet (and without)

Life with a SafetyNet and without a SafetyNet

Check out our infographic featuring two stories of Dave, who unexpectedly got laid off from his job. As you can see, life with a SafetyNet is a lot easier. Do you have a financial safety net in place? PSIC-P1.0-B2-013018

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From Small Change to Big Bucks: Resolve to Fix Your Bad Financial Habits

Woman puts coin in piggy bank: How to Change Bad Financial Habits

There are lots of ways to save money. Most, if not all of them, require some degree of steadfastness and discipline. You can resolve, for example, to hold off buying yourself any new clothing or housewares for a set period of time. You could pledge to never buying coffee or water out or tossing all […]

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SafetyNet Now Connects You to Free Financial Resources

Free Financial Resources & Tools

We can’t change the way the world works. Emergencies will always occur. Bad things will always happen to good people. But we can change the way that the world helps everyday, hardworking people get through tough times. Our mission at SafetyNet™ is to improve the financial well-being of millions of hard-working Americans by developing innovative […]

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Help, I’ve Been Laid Off! What to Do Right Now if You’ve Just Lost Your Job

Cool it. Take a breath. Count to 10. Don’t storm out. You’re going to need to think and act—fast—about some important things including health insurance, unemployment benefits, severance pay and references. If you can, take a brisk walk or do jumping jacks in the bathroom. Call a friend. Sit at your desk and massage these […]

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Emergency Funds for Natural Disasters: What’s in your Financial First Aid Kit?

Financial First Aid Kit: Florida Hurricane flooded streets

You’ve likely read recent headlines estimating that Hurricane Harvey will turn out to be the costliest disaster in U.S. history to date. In fact, it seems every week we are reading new headlines about the devastating costs due to hurricanes, earthquakes, floods and more. And if history is any indication, they will keep coming—after all, […]