Helpful tips for financial planning and getting your finances under control. Plan for a healthy financial future.

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National Financial Literacy Month: Do You Know How to Calculate Compound Interest?

Man improving his financial literacy

Suppose you owe $1,000 on a loan and the interest rate is 20% per year compounded annually. If you didn’t pay anything off, at this interest rate, how many years would it take for the amount you owe to double?*

If you don’t know the answer to that question, you’re not alone. Nearly two-thirds of Americans can’t pass a basic financial literacy test with questions about interest rates, mortgages and economic trends, according to the Financial Industry Regulatory Authority’s (FINRA) Investor Education Foundation.

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How to Make a Budget with our Free Excel Budgeting Template

How to Make a Budget with our free budgeting Excel template

Watch this video to learn how to use our free budgeting template (a beautifully designed Excel spreadsheet) to manage your bills and monthly budget. Our spreadsheet is easy to use with self-adding columns and monthly bills sorted into handy columns. Watch to learn more.

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Short-Term Disability Insurance Comparison: SafetyNet™ Vs. Aflac

Comparing short-term disability insurance: Aflac vs. SafetyNet

Disability is a personal matter, with circumstances that are unique to each of us. Your short-term disability insurance should be, too. When comparing options for short-term disability insurance, the more you know about your own challenges and preferences, the better able you will be to choose the option that’s right for you. Both SafetyNet™ and […]

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Income Loss from Work-Related Injury Is a Costly Problem

Prevent work related injuries

When you think of on-the-job injuries, some trades probably come to mind: construction, manufacturing, nursing, trucking. The fact is, the risk of work-related injury and illness span every industry, and their consequences are expensive and complex. In 2015, U.S. employers reported 104 cases of nonfatal occupational illness or injury per every 10,000 full-time employees, many […]

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5 Steps to Save Successfully During America Saves Week 2017

America Saves Week 2017

By Tammy G. Bruzon, America Saves America Saves Week is coming up on Feb. 27 – March 4, 2017. This is an annual opportunity for people to assess their savings and take action to improve their financial health. We encourage savers to save even more to reach their goals faster. For people who are living paycheck […]

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Wondering What to Do with That Tax Refund? Ask Yourself: “What Keeps Me Up at 3am?”

1040 Tax Return: What to do with your tax refund

Seeing that last year’s average tax refund hovered above $2500  (though in Wisconsin it’s a little less), you may well be expecting a hefty check in the next few months. But before you start Googling “Vacations in Veracruz,” consider finding some better ways to spend your tax return. Especially if you’re among the 63% of […]

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5 Tips to Save $5 This Month

Money Saving Tips: Save $5 this month

Think saving $5 a month isn’t worth the effort? Actually, an extra $60 per year can provide you with some pretty big returns: A $60 donation to local gardens, parks, and museums can often provide your family with a membership and free admission for the year. And $60 toward your savings goal is worth more […]

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Free Budgeting Excel Template

How SafetyNet Insurance Works: A new kind of unemployment insurance

Download our free monthly budget spreadsheet to get your personal finances in order. This Excel spreadsheet is self-adding, customizable and beautifully designed to make budgeting fun and easy! Budgeting doesn’t have to be painful.

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How SafetyNet™ Works: A New Kind of Income-Loss Insurance

How SafetyNet Insurance Works: A new kind of unemployment insurance

“Peace of Mind, Plain and Simple” According to a Federal Reserve report released last May, 46% of American’s surveyed said they did not have enough savings on hand to pay an unexpected $400 expense. Should they find themselves out of a job, a recent Bankrate Money Pulse survey suggested more than a third of those […]

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9 Ways to Make Ends Meet When You’re Between Jobs

Stressed Woman: 9 Ways to Make Ends Meet Between Jobs

So you’re between jobs. Limbo, crisis, transition. No matter what you call it, it’s an unsettling time—and for good reason. When you don’t know when you’ll have a regular income again, expenses that once seemed unremarkable—say, those monthly school loan payments or even coffee with a friend—can suddenly feel daunting. The good news is that […]