Credit cards: How to negotiate with your credit card company
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How (and What) to Negotiate with Your Credit Card Company

Most credit card holders think that late fees, annual charges, and interest rates are set in stone. Yet a 2017 survey by CreditCards.com found that 84% of cardholders who picked up the phone and asked for better terms were told “yes.” When negotiating with credit card companies, it helps to have a strong credit history […]

Woman at a computer who owes taxes
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What to Do When You Can’t Pay Your Taxes

1. File on time. This can be the hardest step—and the most important. The IRS charges penalties for failure to file taxes and for failure to pay them. Avoid the late-filing fee, even if you can’t pay what you owe. For 2018, tax returns are due on April 17, which gives you two additional days […]

Young man concerned about student loan debt
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Options for Paying Student Loans Between Jobs

If you make hefty student loan payments each month, you’re not alone. The average monthly student loan payment for borrowers in their 20s is $351—more than $4,200 per year. That’s a lot of fancy computers, tropical vacations, and down payments sacrificed. The good news is that higher education is almost sure to boost your lifetime […]