Are you constantly worrying about money? Learn how to manage your financial stress.

Credit cards: How to negotiate with your credit card company
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How (and What) to Negotiate with Your Credit Card Company

Most credit card holders think that late fees, annual charges, and interest rates are set in stone. Yet a 2017 survey by CreditCards.com found that 84% of cardholders who picked up the phone and asked for better terms were told “yes.” When negotiating with credit card companies, it helps to have a strong credit history […]

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Financial Literacy Month: It’s Not Just Money, It’s Your Life

Imagine your spouse of 30 years dies suddenly of a heart attack, and amid your fog of grief, you don’t realize you haven’t paid your power bill for three months. The power company is threatening to shut your lights off, and you don’t have the money because you drained your savings account to pay for […]

Woman at a computer who owes taxes
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What to Do When You Can’t Pay Your Taxes

1. File on time. This can be the hardest step—and the most important. The IRS charges penalties for failure to file taxes and for failure to pay them. Avoid the late-filing fee, even if you can’t pay what you owe. For 2018, tax returns are due on April 17, which gives you two additional days […]

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SafetyNet Encourages America to Save in 2018

If you have less than $500 in your savings account, you are not alone. According to one Bankrate survey, 63% of respondents do not have $500 in savings to pay for an unexpected expense such as a sudden car repair or medical bill. While having low savings is common among Americans, you may be surprised […]

Young man concerned about student loan debt
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Options for Paying Student Loans Between Jobs

If you make hefty student loan payments each month, you’re not alone. The average monthly student loan payment for borrowers in their 20s is $351—more than $4,200 per year. That’s a lot of fancy computers, tropical vacations, and down payments sacrificed. The good news is that higher education is almost sure to boost your lifetime […]

Life with a SafetyNet and without a SafetyNet
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Life with a SafetyNet (and without)

Check out our infographic featuring two stories of Dave, who unexpectedly got laid off from his job. As you can see, life with a SafetyNet is a lot easier. Do you have a financial safety net in place? PSIC-P1.0-B2-013018

Free Financial Resources & Tools
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SafetyNet Now Connects You to Free Financial Resources

We can’t change the way the world works. Emergencies will always occur. Bad things will always happen to good people. But we can change the way that the world helps everyday, hardworking people get through tough times. Our mission at SafetyNet™ is to improve the financial well-being of millions of hard-working Americans by developing innovative […]

unemployed dads - man stressed at computer
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Tips for Unemployed Dads: How to Lessen the Impact on Your Children

Research reveals some interesting facts about how the children of involuntarily unemployed fathers fare differently than those of involuntarily unemployed mothers. Using data from the 1996 Survey of Income and Program Participation, researchers at the University of Chicago’s Center for Human Potential and Public Policy, found that the children of unemployed fathers faced a higher […]

Roshni Chowdry and daughter: Frugal Shopping Challenge
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The Frugal Closet Challenge: Could You Refrain from Buying Yourself One Piece of Clothing for an Entire Year?

SafetyNet™ Head of Customer Experience Roshni Chowdhry admits to her own materialistic tendencies. Specifically, she says, she is well-acquainted with the short-term thrill of the impulse buy, especially when it comes to clothing. But that was several years and three separate no-shopping challenges ago. Having twice refrained from buying herself any new clothing for an […]

Financial First Aid Kit: Florida Hurricane flooded streets
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Emergency Funds for Natural Disasters: What’s in your Financial First Aid Kit?

You’ve likely read recent headlines estimating that Hurricane Harvey will turn out to be the costliest disaster in U.S. history to date. In fact, it seems every week we are reading new headlines about the devastating costs due to hurricanes, earthquakes, floods and more. And if history is any indication, they will keep coming—after all, […]