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16 Reasons You Need an Emergency Fund
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16 Reasons You Need an Emergency Fund

1. Job Loss Whether you are unexpectedly laid off or fired, or you have to leave a job for personal reasons, living without a paycheck is extremely stressful. You need a stash of cash to make ends meet between jobs. 2. Hours or Salary Cut Maybe you still have a job, but your salary or […]

Piggy bank - How to keep your emergency fund
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Managed to Amass an Emergency Expense Fund? Congratulations! Here’s How to Keep It

If you’ve succeeded in setting aside a chunk of change to cover those inevitable-yet-unexpected “expense shocks,” congratulations! You’re doing better than most. According to the Federal Reserve Board’s Survey of Household Economics and Decision Making (SHED), barely half of Americans have an extra $400 at their disposal the event of, say, a car repair or […]

Stressed Woman: 9 Ways to Make Ends Meet Between Jobs
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9 Ways to Make Ends Meet When You’re Between Jobs

So you’re between jobs. Limbo, crisis, transition. No matter what you call it, it’s an unsettling time—and for good reason. When you don’t know when you’ll have a regular income again, expenses that once seemed unremarkable—say, those monthly school loan payments or even coffee with a friend—can suddenly feel daunting. The good news is that […]