Infgraphic 10 Habits to Become a Highly Successful Saver
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10 Habits to Become a Highly Successful Saver

Start creating these 10 habits to become a highly successful saver. 1. Making Savings a Priority Put aside a certain amount each month for your savings account, and make it automatic so you don’t even have to think about it. 2. Not Spending Your Raise This is one of the best opportunities to pay off […]

Young couple plans trip: 6 Tips for traveling on a budget

Traveling on a Budget: 6 Tips for Cheap Trips

If you’ve come across extra funds thanks to hard-earned savings, a tax refund, an end-of-year bonus, or a particularly generous gift, spending your money on experiences instead of objects is one of the best choices you can make—assuming, of course, you are out of debt and on schedule with your emergency savings and other financial […]

27 awesome ways to spend $5 infographic
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27 Awesome Ways to Spend $5

At SafetyNet™, we’re big on saving money. Saving brings security, happiness and peace of mind. But spending money is a part of life and also something that brings joy. The key with spending wisely is focusing on the true value of your purchases and using your dollars in a way that will maximize your happiness—not […]

de-materializing the holidays: mother and children making cookies

De-Materializing the Holidays: The Connection Between Frugal and Festive

So much for the idea that an abundance of gifts is what contributes to that “most magical time of the year.” The fact is: materialism does not contribute to our happiness. In fact, it has just the opposite effect. In 2014, materialism expert Tim Kasser, PhD, shared research findings with the American Psychological Association that […]

Man harvesting kale: Discount gardening tips from SafetyNet

Discount Gardening Tips for Your Green Thumb and Your Greenbacks

If you’ve seen more gardens popping up in your neighborhood in the past several years, you’re not alone. In fact, when the National Gardening Association (NGA) surveyed American households in 2009, they learned that food gardening was on a steady rise—to the tune of an almost 20% increase in just 5 years. What’s more, 34% […]

Cheap summer fun ideas with the Beckers

Parent-Centered Ideas for Cheap Summer Fun

When Jessica Becker set out to publish reviews of her city’s playgrounds she wasn’t primarily motivated by the fact it was an inexpensive activity. In fact, she says, it was inspired by a city planning meeting more than anything. “The playground near our house was having new equipment put in,” she says. “We received a […]

Dog in car on country road .Can you afford a pet?
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Can You Afford a Pet? Check Your Budget Before Bringing Fido into the Family

The benefits to living with pets are well-documented. Their companionship improves our mental wellbeing. They can keep us physically active and lower our risk of heart disease. They teach children responsibility and can even keep young ones from developing allergies. Some also make excellent under-foot vacuum cleaners in the kitchen. A lesser known—and less popular—fact, […]

Budget Meals: Bread, pasta and pastries on a wooden surface

Budget Meals: How to Cook with Less

You might be surprised to learn that the USDA’s Center for Nutrition Policy and Promotion has determined this year’s “moderate” food cost plan for a family of 4 is just a little more than $1000 per month. Their “thrifty” family plan puts that monthly expenditure at less than $650. If you’re like most of us, […]

dad and baby - easiest money saving tips for parents

Money Saving Ideas for New Parents: Seven of the Quirkiest—and Easiest—Internet Tips

If there’s one universal truth about new parents it’s that they are frazzled, sleep-deprived and riddled with other people’s advice. The internet is replete with tips for parents looking to economize on their new-baby lifestyle. But when you hardly have time to read them, you most definitely lack time to do them. Let’s face it: […]

Digital couponing - shopping smart with your smart phone

Smart Shopping with Your Smart Phone: Digital Couponing Helps You Save and Track Spending

Thanks to a growing number of digital couponing apps you can download onto your smart phone, gone are the days of flipping through newspaper inserts, scissors in-hand, just to save a buck or 2 on toothpaste. Now that going everywhere with our phones is a part of life, coupon savings are now just a swipe […]