Posts

energy saving tips: Turn down your thermostat
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Energy Saving Tips for Your Home: A Powerful Way to Save Money!

Looking to save money? The answer might be right at home. According to research by the Environmental Protection Agency, the average American household spends $2,000 on energy costs each year, with nearly 30% of those costs spent on appliances, lighting, and electronics. When you realize that more than 10% of that amount goes to lighting […]

Credit cards: How to negotiate with your credit card company
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How (and What) to Negotiate with Your Credit Card Company

Most credit card holders think that late fees, annual charges, and interest rates are set in stone. Yet a 2017 survey by CreditCards.com found that 84% of cardholders who picked up the phone and asked for better terms were told “yes.” When negotiating with credit card companies, it helps to have a strong credit history […]

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9 Boring Habits That Will Make You Rich

Originally published on moneytips.com on March 29, 2018 The idea of being rich appeals to most of us. What’s not to like about a world where your only money trouble is how to spend it? Plus, in a world where money is plentiful, you’re free to do all kinds of exciting things most of us […]

Infgraphic 10 Habits to Become a Highly Successful Saver
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10 Habits to Become a Highly Successful Saver

Start creating these 10 habits to become a highly successful saver. 1. Making Savings a Priority Put aside a certain amount each month for your savings account, and make it automatic so you don’t even have to think about it. 2. Not Spending Your Raise This is one of the best opportunities to pay off […]

Young couple plans trip: 6 Tips for traveling on a budget
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Traveling on a Budget: 6 Tips for Cheap Trips

If you’ve come across extra funds thanks to hard-earned savings, a tax refund, an end-of-year bonus, or a particularly generous gift, spending your money on experiences instead of objects is one of the best choices you can make—assuming, of course, you are out of debt and on schedule with your emergency savings and other financial […]

27 awesome ways to spend $5 infographic
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27 Awesome Ways to Spend $5

At SafetyNet™, we’re big on saving money. Saving brings security, happiness and peace of mind. But spending money is a part of life and also something that brings joy. The key with spending wisely is focusing on the true value of your purchases and using your dollars in a way that will maximize your happiness—not […]

de-materializing the holidays: mother and children making cookies
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De-Materializing the Holidays: The Connection Between Frugal and Festive

So much for the idea that an abundance of gifts is what contributes to that “most magical time of the year.” The fact is: materialism does not contribute to our happiness. In fact, it has just the opposite effect. In 2014, materialism expert Tim Kasser, PhD, shared research findings with the American Psychological Association that […]

Man harvesting kale: Discount gardening tips from SafetyNet
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Discount Gardening Tips for Your Green Thumb and Your Greenbacks

If you’ve seen more gardens popping up in your neighborhood in the past several years, you’re not alone. In fact, when the National Gardening Association (NGA) surveyed American households in 2009, they learned that food gardening was on a steady rise—to the tune of an almost 20% increase in just 5 years. What’s more, 34% […]

Cheap summer fun ideas with the Beckers
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Parent-Centered Ideas for Cheap Summer Fun

When Jessica Becker set out to publish reviews of her city’s playgrounds she wasn’t primarily motivated by the fact it was an inexpensive activity. In fact, she says, it was inspired by a city planning meeting more than anything. “The playground near our house was having new equipment put in,” she says. “We received a […]

Dog in car on country road .Can you afford a pet?
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Can You Afford a Pet? Check Your Budget Before Bringing Fido into the Family

The benefits to living with pets are well-documented. Their companionship improves our mental wellbeing. They can keep us physically active and lower our risk of heart disease. They teach children responsibility and can even keep young ones from developing allergies. Some also make excellent under-foot vacuum cleaners in the kitchen. A lesser known—and less popular—fact, […]