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6 Tips for Saving Money on Health Care Expenses

Health care savings tips

There’s deliberate rationale behind the fact that Americans are paying more and more out-of-pocket costs for their health care. With high-deductible health plans, insurers and employers are asking consumers to share in the cost of their own medical care. They believe consumers will make more informed (and conservative) decisions about what medications and procedures they […]

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Let Your Library Save You Money

Young people saving money in library

If you think books are the only thing in public libraries, it’s time you visit your own. Far from the stereotypical impression of cavernous spaces filled with rows of dusty books, public libraries are dynamic, community spaces filled with nearly limitless, free information. What’s more, they are curated by librarians eager to help you access […]

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5 Cheap Activities Proven to Help You Avoid the Winter Blues

Couple dancing to avoid winter blues

No matter where you live in the northern hemisphere, the onset of winter means shorter days and far away dreams of summer vacations. For those who live above the 40th parallel, ice storms and slow-to-melt springs can wear on even the most devout of winter enthusiasts. There’s no doubt that a couple weeklong beach vacations […]

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SMART Strategies to Save Up for Something Big

Family on vacation

Saving up for something big—or just working to pay down a debt—can feel like an overwhelming task, especially at the outset. As with most big goals, standing on the bottom of the proverbial mountain and looking up past the clouds is just about the worst way to go about psyching yourself up to get there. […]

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The Pitfalls of Black Friday

Women shopping on Black Friday

Shop Smarter By Knowing the Tricks of the Trade It wasn’t so long ago that Black Friday took place on just one day and entirely within brick-and-mortar stores with local TV crews clamoring to cover the overnight spenders. It was, after all, the most lucrative retail day of the year. Recently, of course, the internet […]

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Easy and Cheap Handcrafted Holiday Gifts

Father and son making easy and cheap handcrafted holiday gifts

Whether creativity is natural or something that can be learned is a debate not likely to be resolved any time soon. Meanwhile, however, holidays, birthdays and other causes for celebration continue to challenge everyone to find inexpensive, unique and personal ways of expressing their love to family and friends. If you’re drawn to the idea […]

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Halloween Costumes on a Budget

kids wearing Halloween costumes on a budget

Whether you’re looking to dress a child or an adult, the internet offers no shortage of fun, cheap and even easy ideas for Halloween costumes. However, they are only inexpensive until you find yourself running to the dollar store to buy a hundred Popsicle sticks or the mall for black tights, or the home improvement […]

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Energy Saving Tips for Your Home: A Powerful Way to Save Money!

Father and son - energy saving tips

Looking to save money? The answer might be right at home. According to research by the Environmental Protection Agency, the average American household spends $2,000 on energy costs each year, with nearly 30% of those costs spent on appliances, lighting, and electronics. When you realize that more than 10% of that amount goes to lighting […]

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How (and What) to Negotiate with Your Credit Card Company

Credit cards: How to negotiate with your credit card company

Most credit card holders think that late fees, annual charges, and interest rates are set in stone. Yet a 2017 survey by CreditCards.com found that 84% of cardholders who picked up the phone and asked for better terms were told “yes.” When negotiating with credit card companies, it helps to have a strong credit history […]

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9 Boring Habits That Will Make You Rich

Rich couple

Originally published on moneytips.com on March 29, 2018 The idea of being rich appeals to most of us. What’s not to like about a world where your only money trouble is how to spend it? Plus, in a world where money is plentiful, you’re free to do all kinds of exciting things most of us […]