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Credit cards: How to negotiate with your credit card company
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How (and What) to Negotiate with Your Credit Card Company

Most credit card holders think that late fees, annual charges, and interest rates are set in stone. Yet a 2017 survey by CreditCards.com found that 84% of cardholders who picked up the phone and asked for better terms were told “yes.” When negotiating with credit card companies, it helps to have a strong credit history […]

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9 Boring Habits That Will Make You Rich

Originally published on moneytips.com on March 29, 2018 The idea of being rich appeals to most of us. What’s not to like about a world where your only money trouble is how to spend it? Plus, in a world where money is plentiful, you’re free to do all kinds of exciting things most of us […]

Infgraphic 10 Habits to Become a Highly Successful Saver
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10 Habits to Become a Highly Successful Saver

Start creating these 10 habits to become a highly successful saver. 1. Making Savings a Priority Put aside a certain amount each month for your savings account, and make it automatic so you don’t even have to think about it. 2. Not Spending Your Raise This is one of the best opportunities to pay off […]

Woman puts coin in piggy bank: How to Change Bad Financial Habits
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From Small Change to Big Bucks: Resolve to Fix Your Bad Financial Habits

There are lots of ways to save money. Most, if not all of them, require some degree of steadfastness and discipline. You can resolve, for example, to hold off buying yourself any new clothing or housewares for a set period of time. You could pledge to never buying coffee or water out or tossing all […]

Man harvesting kale: Discount gardening tips from SafetyNet
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Discount Gardening Tips for Your Green Thumb and Your Greenbacks

If you’ve seen more gardens popping up in your neighborhood in the past several years, you’re not alone. In fact, when the National Gardening Association (NGA) surveyed American households in 2009, they learned that food gardening was on a steady rise—to the tune of an almost 20% increase in just 5 years. What’s more, 34% […]

Cheap summer fun ideas with the Beckers
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Parent-Centered Ideas for Cheap Summer Fun

When Jessica Becker set out to publish reviews of her city’s playgrounds she wasn’t primarily motivated by the fact it was an inexpensive activity. In fact, she says, it was inspired by a city planning meeting more than anything. “The playground near our house was having new equipment put in,” she says. “We received a […]

Budget Meals: Bread, pasta and pastries on a wooden surface
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Budget Meals: How to Cook with Less

You might be surprised to learn that the USDA’s Center for Nutrition Policy and Promotion has determined this year’s “moderate” food cost plan for a family of 4 is just a little more than $1000 per month. Their “thrifty” family plan puts that monthly expenditure at less than $650. If you’re like most of us, […]

Digital couponing - shopping smart with your smart phone
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Smart Shopping with Your Smart Phone: Digital Couponing Helps You Save and Track Spending

Thanks to a growing number of digital couponing apps you can download onto your smart phone, gone are the days of flipping through newspaper inserts, scissors in-hand, just to save a buck or 2 on toothpaste. Now that going everywhere with our phones is a part of life, coupon savings are now just a swipe […]

1040 Tax Return: What to do with your tax refund
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Wondering What to Do with That Tax Refund? Ask Yourself: “What Keeps Me Up at 3am?”

Seeing that last year’s average tax refund hovered above $2500  (though in Wisconsin it’s a little less), you may well be expecting a hefty check in the next few months. But before you start Googling “Vacations in Veracruz,” consider finding some better ways to spend your tax return. Especially if you’re among the 63% of […]