"47% of Americans can’t pay for an unexpected $400 expense through savings or credit cards, without selling something or borrowing money."
- Federal Reserve Report on the Economic Well-Being of U.S.
Households in 2014
"There were 1.6 million layoffs and discharges in April, little changed from March."
- U.S. Bureau of Labor Statistics Job Openings and Labor Turnover April 2016
"20% of Americans have lost their job in the past 5 years."
- John J. Heldrich Center for Workforce Development at Rutgers University September, 2014
"Just over 1 in 4 of today's 20 year-olds will become disabled before they retire."
-U.S. Social Security Administration, Fact Sheet
February 7, 2013
The truth is, emergencies do occur. Bad things happen to good people. And when you have no cushion, the financial impact can be devastating. That’s why we’ve made it our mission to create new, straightforward financial tools that help everyday people stay afloat when times get tough.