How many claims can I make?

You can make one claim per Policy year for job loss and one claim per Policy year for disability. So you can make two different types of claims in any one Policy year. A Policy year is the 12 month period following each Policy anniversary date. You can continue to make claims until you reach the Maximum Lifetime Benefit which is $24,000. When you have received the $24,000 benefit maximum, you cannot make another claim and your coverage will end.

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