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Choose your SafetyNet™

SafetyNet™ is a simple insurance program that gives you money if, in the future, you get laid off from your job or can't work for at least 30 days due to an illness or injury. Supplemental unemployment insurance can help provide some piece of mind if you suddenly lose your job. With SafetyNet™ Income Insurance plans, you decide on the level of cash you want, and you can use it for anything you wish - rent, groceries, utilities, whatever you need.

$5
per month premium
You Get
$1,500
lump sum
Insurance protection
Select This Plan
$10
per month premium
You Get
$3,000
LUMP SUM
INSURANCE PROTECTION
Select This Plan
$20
per month premium
You Get
$6,000
LUMP SUM
INSURANCE PROTECTION
Select This Plan
$30
per month premium
You Get
$9,000
LUMP SUM
INSURANCE PROTECTION
Select This Plan

Each policy is issued for one year and is non-renewable.

SafetyNet income insurance is broad — to protect you

  • Job loss due to layoff, job elimination, business closing or other employer-initiated separation not specifically excluded

  • Illness or injury that prevents you from working at your job for at least 30 days

SafetyNet income insurance exclusions are narrow & clear — no surprises at claim time

  1. 1

    A job loss you were told about before you bought the coverage or if you quit, retire or are fired.

  2. 2

    A disability that starts within the first 6 months of coverage if caused by a condition you were treated for within the 6 months before you bought the coverage

  3. 3

    Normal and routine downtimes for seasonal and other jobs (like construction)

  4. 4

    Disability due
    to normal pregnancy, alcohol or drug use, or elective surgery

  5. 5

    Job loss due to acts of war or nuclear or natural disasters

  6. 6

    Job Loss Or Disability That Occurs in the first 30 days of coverage

Here’s your SafetyNet™

{{vm.product.coverage|currency:"$":0}} lump sum coverage
in case of covered job loss and/or disability

You pay {{vm.product.price|currency:"$":0}}/month
*Note: Currently accepting applications from residents of the states of Wisconsin and Iowa only.

It is very important that your Eligibility Statements are true and complete. If they are not, you will not have coverage and no Policy benefits will be paid to you.
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There are specific rules we must follow and cautions that we must provide if you are intending to replace existing coverage. 

Please call us at 1-855-327-1266 if you wish to continue with your purchase. Thank you.
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Personal Information
Mailing Address
Contact Information
Trusted. Safe. Secure.
Your personal information is secure with us. We will never sell your information to any third parties. For more information, please read our privacy statement.
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Payment Information
*Note: Your first monthly payment of {{vm.product.price|currency:"$":0}} will be processed 30 days from today.
Credit Card Information
Billing Address
In order to pay with your bank account, it must be verified.
  • In 2-3 business days we will make two small deposits to your bank account (and one debit for the combined amount).
  • Once you see the credits applied to your bank account, sign in to your Better Piggy and enter the two small amounts on your account settings page. This will verify your bank account.
Account Information
A 9 digit number
A 3-17 digit number
AutoPay
Trusted. Safe. Secure.
Your personal information is secure with us. We will never sell your information to any third parties. For more information, please read our privacy statement.
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Password must contain:
at least 6 characters
at least 1 uppercase letter
at least 1 lowercase letter
at least 1 number
at least 1 special character
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{{vm.product.coverage|currency:"$":0}} lump sum coverage
in case of covered job loss and/or disability
You pay {{vm.product.price|currency:"$":0}}/month

Confirm your personal information
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{{vm.contact.dateOfBirth|date:mediumDate}}
{{vm.contact.address}} #{{vm.contact.address2}}{{vm.contact.city}}, {{vm.contact.state}} {{vm.contact.zip}}
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Confirm your payment information
{{vm.paymentInfo.label}} ending in {{vm.paymentInfo.last4}}
{{vm.payment.token.card.address_line1}} #{{vm.payment.token.card.address_line2}}{{vm.payment.token.card.address_city}}, {{vm.payment.token.card.address_state}} {{vm.payment.token.card.address_zip}}
Your first payment is scheduled for {{vm.calculatedDates.firstPayment|date:mediumDate}}
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Confirm your contact information
{{vm.contact.phone}}
{{vm.contact.email}}
Confirm your coverage information
{{vm.product.coverage|currency:'$':0}}
{{vm.replacement.isReplacingCoverage == 'true' ? 'Yes' : 'No'}}
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Confirm the statements and understanding:
Eligibility Statements
  • I am employed by someone (other than myself) for wages for at least 20 hours a week.
  • My employer has not directly or indirectly told me that I will be losing my job.
It is very important that your Eligibility Statements are true and complete. If they are not, you will not have coverage and no Policy benefits will be paid to you.
Understanding of Certain Coverage Limitations
I understand:
  • I am not covered for any job loss that my employer told me about before I applied for this coverage.
  • I am not covered for any disability caused by an illness, disease, injury or other mental or physical medical condition, regardless of the cause of the condition, for which I received medical advice, diagnosis, consultation, care or treatment within the 6 months before my coverage started unless that disability starts after my coverage has been in force for 6 months.
  • The complete terms of coverage, including additional conditions and restrictions, are set forth in the Policy that is issued to me.
Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance may be guilty of a crime and subject to fines and confinement in prison, and denial of insurance benefits.

By clicking "I agree" below, I certify that I have read and understand the above Application information and that the information is true and complete.
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Last step:
When you click "Accept and Submit" below, you are:
  • Sending us your application for SafetyNet™ insurance underwritten by CUMIS Insurance Society, Inc ("the Company").
  • Acknowledging that you have reviewed and agree to all the important information available through the link below, including legal details and requirements of (a) electronic transactions, communications and signatures and (b) preauthorized payments.
Important Information
Please read this information thoroughly. We also encourage you to print this document for later reference. If you have any questions or need any assistance, please call us at 1-855-855-9695.