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Choose your SafetyNet™

SafetyNet™ is a simple insurance program that gives you money quickly if you are suddenly laid off or get sick or injured and can’t work for at least 30 days. You can use the money for anything you would need - rent, medical bills, groceries, utilities, childcare – whatever. With four different options for SafetyNet™ insurance plans, you decide on the amount of cash you would want:

Options in the state of {{location.name}} are below.

Not your state? (change)

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$5

per month premium

You Get

$1,500

lump sum
Insurance protection

Select This Plan

$10

per month premium

You Get

$3,000

LUMP SUM
INSURANCE PROTECTION

Select This Plan

$20

per month premium

You Get

$6,000

LUMP SUM
INSURANCE PROTECTION

Select This Plan

$30

per month premium

You Get

$9,000

LUMP SUM
INSURANCE PROTECTION

Select This Plan

SafetyNet income insurance is broad — to protect you

[Job loss due to layoff, job elimination, business closing or other employer-initiated separation not specifically excluded]
[Illness or injury that prevents you from working at your job for more than 30 days]

SafetyNet income insurance exclusions are narrow & clear — no surprises at claim time

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[A job loss you knew about before your coverage started or if you quit, retire or are fired for cause, including for poor job performance or improper workplace behavior]
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[A disability that starts within the first 6 months of coverage if caused by a condition you were treated for within the 6 months before your coverage started]
3
[Job Loss or Disability that occurs in the first 30 days of coverage]
4
Normal and routine downtimes and workforce reductions for seasonal and other jobs (like construction)
5
Job loss because the job you were hired to do is done or the time period you were hired for ends
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Disability due to normal pregnancy, alcohol or drug use, or elective surgery
7
Continued or transferred employment following a merger, sale of business or outsourcing even if your job title, employer of record or other employment terms change
8
Job loss due to acts of war, criminal misconduct or nuclear or natural disasters

*This is a summary of what is not covered. The language of the policy controls what is covered and not covered.*

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Thank you for your interest!

Because SafetyNet is an insurance policy that covers the risk of unknown future events, you must not have been told you are losing your job before signing up for SafetyNet.

Unfortunately, we do not have a policy that fits your situation. We wish that we could help in these circumstances. Here are some resources that you may find useful:

[placeholder]

Please enter your email address if you'd like to stay informed about SafetyNet for your next job.

SafetyNet is not yet available in {{vm.state.name}}. Please enter your email address below, and you'll be one of the first to learn when you can sign up for SafetyNet in {{vm.state.name}}.

At this time, we do not have a policy that fits your situation. Once you are regularly working 20 hours or more in a week for someone other than yourself, we hope that you come back to SafetyNet and sign-up for your protection.

You must:

not be self-employed and
work for wages at least 20 hours a week to sign up for SafetyNet.

To receive an email update if these requirements change in the future, please enter your email address below.

At this time, we do not have a policy available to persons who have experienced a job loss in the last 6 months. Once you have gone 6 months without losing a job, we hope that you come back to SafetyNet and sign-up for your protection.

Unfortunately, you do not meet our underwriting guidelines and we do not have a policy that fits your situation. Please email [email protected] if you need further assistance.

If you have any questions, you can write us for more details and we must answer within 21 days. You can also ask for the records we used to make this decision and we must answer as required by law.

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Payment Information

Credit / Debit / Prepaid Card

Electronic Check / ACH

*Note: Your first monthly payment of {{vm.product.price|currency:"$":2}} will be processed 30 days from today.

Credit Card Information

Cardholder Name (required)

Month (req'd)

Year (req'd)

CVV (req'd)

Card number (required)

Billing Address

Same as mailing address

Street Address (required)

Apt / Suite

City (required)

State (Required)

Zip (required)

In order to pay with your checking or savings account, it must be verified.

In 2-3 business days we will make two small deposits to your bank account (and one debit for the combined amount).
Once you see the credits applied to your bank account, sign in to your SafetyNet account and enter the two small amounts on your account settings page. This will verify your savings or checking account.

Account Information

Checking Account

Savings Account

Name (required)

Routing Number (Must be 9 digits) (required)

A 9 digit number

Account Number (INVALID) (required)

A 3-17 digit number

AutoPay

Enroll in automatic monthly payments

Trusted. Safe. Secure.

Your personal information is secure with us. We will never sell your information to any third parties. For more information, please read our privacy statement.

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You're Almost Done!

{{vm.product.coverage|currency:"$":0}} lump sum coverage
in case of covered job loss and/or disability
You pay {{vm.product.price|currency:"$":2}}/month

Confirm your personal information

Name

Birthday

Mailing Address

{{vm.contact.address}} #{{vm.contact.address2}}

{{vm.contact.city}}, {{vm.contact.state}} {{vm.contact.zip}}

Edit

Confirm your payment information

Payment Method

{{vm.paymentInfo.label}} ending in {{vm.paymentInfo.last4}}

Billing Address

{{vm.payment.token.card.address_line1}} #{{vm.payment.token.card.address_line2}}

{{vm.payment.token.card.address_city}}, {{vm.payment.token.card.address_state}} {{vm.payment.token.card.address_zip}}

Billing Date

Your first payment is scheduled for {{vm.calculatedDates.firstPayment|date:mediumDate}}

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Confirm your contact information

Phone Number

Email Address

Confirm your coverage information

Coverage Level

Replacing Coverage

Edit

Confirm the statements and understanding:

Eligibility Statements

I am employed by someone (other than myself) for wages for at least 20 hours a week.
My employer has not directly or indirectly told me that I will be losing my job.

It is very important that your Eligibility Statements are true and complete. If they are not, you will not have coverage and no Policy benefits will be paid to you.

Understanding of Certain Coverage Limitations

I understand:

I am not covered for any job loss that my employer told me about before I applied for this coverage.
[I am not covered for any disability caused by an illness, disease, injury or other mental or physical medical condition, regardless of the cause of the condition, for which I received medical advice, diagnosis, consultation, care or treatment within the 6 months before my coverage started unless that disability starts after my coverage has been in force for 6 months.]
[I understand that any Job Loss or Total Disability that starts during the first 30 days after my policy becomes effective is not covered.]
The complete terms of coverage, including additional conditions and restrictions, are set forth in the Policy that is issued to me.

Any person who knowingly presents a false or fraudulent claim for payment of a loss or benefit or knowingly presents false information in an application for insurance may be guilty of a crime and subject to fines and confinement in prison, and denial of insurance benefits.

By clicking "I agree" below, I certify that I have read and understand the above Application information and that the information is true and complete.

I Agree

You have to agree with the statements and understanding.

Thank you! Your submission has been received!

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Last step:

When you click "Accept and Submit" below, you are:

Sending us your application for SafetyNet™ insurance underwritten by CUMIS Insurance Society, Inc ("the Company").
Acknowledging that you have reviewed and agree to all the important information available through the link below, including legal details and requirements of (a) electronic transactions, communications and signatures and (b) preauthorized payments.

Important Information

Please read this information thoroughly. We also encourage you to print this document for later reference. If you have any questions or need any assistance, please call us at 1-855-855-9695.

Accept and Submit

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Personal Information

Mailing Address

Contact Information

Trusted. Safe. Secure.

Which state do you live in?

Thank you for your interest!

Choose your SafetyNet™

SafetyNet income insurance is broad — to protect you

SafetyNet income insurance exclusions are narrow & clear — no surprises at claim time

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Employment Information

Thank you for your interest!

Personal Information

Mailing Address

Contact Information

Trusted. Safe. Secure.

Payment Information

Credit Card Information

Billing Address

Account Information

AutoPay

Trusted. Safe. Secure.

Welcome back, {{vm.contact.firstName}}!

You're already covered by an existing policy!

You're Almost Done!

{{vm.product.coverage|currency:"$":0}} lump sum coveragein case of covered job loss and/or disabilityYou pay {{vm.product.price|currency:"$":2}}/month

Confirm your personal information

Confirm your payment information

Confirm your contact information

Confirm your coverage information

Confirm the statements and understanding:

Eligibility Statements

Understanding of Certain Coverage Limitations

Last step:

{{vm.product.coverage|currency:"$":0}} lump sum coverage
in case of covered job loss and/or disability
You pay {{vm.product.price|currency:"$":2}}/month