Get covered with SafetyNet.
Insurance you can count on.

Simple. Affordable. Dependable.

SafetyNet™ is a job loss and disability insurance program that provides you with a lump sum payment should you get laid off from your job or can’t work for at least 30 days due to illness or injury. Finally, a new type of insurance dedicated to giving you security and peace of mind.
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Apply in 5 minutes or less

Get protected.

Choose a SafetyNet plan that’s right for you.
With multiple plans available, it’s simple to find your desired level of protection.

Stay protected.

If you get laid off from your job or can’t work for at least 30 days due to illness or injury, SafetyNet will be there to protect you
during these hard times.

Get paid.

Receive a lump sum cash payment within
two days after claim approval.

Choose your level of protection

Each policy is issued for one year and is non-renewable

$5
per month premium
You Get
$1,500
LUMP SUM
INSURANCE PROTECTION
Select This Plan
$10
per month premium
You Get
$3,000
LUMP SUM
INSURANCE PROTECTION
Select This Plan
$20
per month premium
You Get
$6,000
LUMP SUM
INSURANCE PROTECTION
Select This Plan
$30
per month premium
You Get
$9,000
LUMP SUM
INSURANCE PROTECTION
Select This Plan

"A Small Price to Pay for Peace of Mind"

“The piece of mind provided by SafetyNet lets me know that, should I lose my job or become injured, I don’t have to worry about where my next meal is coming from. It’s a small price to pay for peace of mind.”

— Justin L. / Racine, WI

"Helps me sleep easier"

“SafetyNet brings me peace of mind. I know that I'll be able to cover the costs of bills and so forth if a sudden change were to occur in my employment. This helps me sleep easier and live a more stress-free life. It is important to have a backup plan and Safety Net provides exactly that.”

— Jesse G. / Baraboo, WI

Why get covered?

47% of Americans are unable to cover
an unexpected $400 expense.
Source:  Federal Reserve, Economic Well-Being of U.S. Households 2015, 5/16
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Need more info? We cover that, too.

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Questions? We've got answers.

How many days before I get my money?

How many days before I get my money?

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We anticipate that your benefit payment will be mailed to you within two business days after the claim is approved.

Do I need to be a US citizen to participate?

Do I need to be a US citizen to participate?

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No. US citizenship is not required.

How do I pay?

How do I pay?

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We will collect the monthly cost by the method you told us when you applied - either by an automatic monthly deduction from a financial institution account or charge to your credit card. At this time we do not accept PayPal, but we are working on it.

I work part time. Do I qualify?

I work part time. Do I qualify?

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If, on average, you regularly work 20 hours or more a week, you qualify for coverage. You don't have to work 20 hours every week.

When can I make a claim?

When can I make a claim?

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You can make a claim any time after you have had the product for 30 days.  Job losses and disabilities which start during the the first 30 days of coverage are not covered.

What job losses does the program cover?

What job losses does the program cover?

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It provides coverage for layoff, job elimination, business closing or any other employer-initiated termination or separation from employment. EXCEPT: There is no coverage if (1) you were told of the job loss before you were approved for coverage, (2) you are laid off due to a normal and routine shutdown as determined by your occupation or place of employment; (3) you quit your job; (4) you retire from your job; (5) you lose your job due to unsatisfactory performance; (6) you lose your job due to willful or criminal misconduct; (7) you become unemployed due to war, an act of war or a nuclear or natural disaster.

What disabilities does the program cover?

What disabilities does the program cover?

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It provides coverage for Total Disability, which means your doctor has stated that you have a medically determined sickness or accidental injury that is expected to prevent you from performing all of the essential functions of your job for the next 30 days. EXCEPT: There is no coverage for a Total Disability that results directly or indirectly from a normal pregnancy, war or any act of war, use of alcoholic beverages or narcotics (including hallucinogens) unless they are administered on the advice of and taken as directed by a licensed physician other than you or an immediate family member; or elective surgery. We will not pay a benefit if Your Total Disability starts within 6 months after the Effective Date of Insurance and is directly or indirectly caused by a Pre-Existing Condition.

How long will the coverage last?

How long will the coverage last?

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The policy is issued for a 1-year term. It will end after 1 year. It cannot be renewed by You or by Us. Of course, you can end the coverage at any time by writing or calling us. The only other times coverage will end is if you fail to pay the premium on time and when you reach the lifetime maximum benefit.

What is the maximum amount of coverage I can obtain?

What is the maximum amount of coverage I can obtain?

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Maximum coverage offered is a lump sum benefit of $9,000. You are limited to one job loss benefit and one total disability benefit during each policy year.

I have bad credit. Do I qualify?

I have bad credit. Do I qualify?

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We do not judge your credit. We do not check your credit history. Anyone can apply.

The only question left is when do you want to sign up?